I love my Bonnie girl.
She’s been a big part of my world for the last 7+ years (she was born on 11 Sept 2001, true!) and I hate that winter is coming and she’s going to get stiff and have sore hips again. I have started her on green lipped mussel extract a few weeks ago and I hope it helps her this year.
Anyhow…that’s not actually the topic for today's post.
This evening after work, I was having a conversation with the IT guy and he was telling me that his beloved German shepherd got slammed by a car a couple of days ago.
She’s been at the vets since then where they’ve operated and inserted pins into her leg and removed a battered internal organ (he did tell me which organ but can’t recall).
The dog is going to live which IT guy is extremely happy about. So far he’s NZ$5,100 (US$2,700) out of pocket.
This got me thinking – how much would I spend if Bonnie got hurt? More to the point probably is how much could I spend if Bonnie got hurt?
I don’t have savings worth talking about and the way things are right now, I be very wary about borrowing money to pay a vets bill. The equity I have in my house has been dribbling away over the last 6 months as the housing market has righted itself (as was inevitable) and it’s made life just that bit more precarious.
Just thinking about it made me anxious and I made a decision driving home that I would immediately hit the internet and find out about pet insurance.
The first ad I saw was for a company named PetProtect. With them I can get an ‘accident only’ plan with a maximum $4000 accident cover (with a $150 excess) for $189 a year.
Pet-n-Sur was the next site I looked at where a ‘surgery only basic’ plan comprising surgery re illness and/or accident to $1500 max in each category, for $156 a year or I could double that cover (surgery only extended plan) for $235 a year.
I think I only need the surgery cover anyway as most other stuff is almost affordable. I think I’ll ring on Monday morning (it’s nearly 10pm on Friday night here now) and make some enquiries.
I have decided that I won’t risk being without this insurance for another week.